Today's real rates — no teaser games.
These are the rates a well-qualified borrower can lock with us today. Your actual rate depends on your credit, property, loan size, and pricing options.
Mortgage rates follow the 10-year Treasury and mortgage-backed security markets — not the Fed funds rate directly. Jobs data, inflation prints, and Fed commentary can move rates by 0.125–0.375% on a big surprise.
If you're within 45 days of closing, a lock removes risk. We offer float-down options — if the market drops after you lock, you can capture a lower rate once before closing.
Rates are indicative, change daily, and are not guaranteed until locked in writing. APR includes origination, discount points, and estimated third-party fees per Regulation Z. Summit Lending Group, LLC · NMLS #2476547 · Powered by C2 Financial Corporation · NMLS #135622 · Licensed in South Carolina · Equal Housing Opportunity.