Live Rates
30-Yr Fixed6.375%APR 6.481%·
15-Yr Fixed5.625%APR 5.784%·
FHA 30-Yr5.875%APR 6.733%·
VA 30-Yr5.750%APR 6.102%·
Jumbo 30-Yr6.500%APR 6.612%·
7/1 ARM6.125%APR 6.892%·
Construction7.125%APR 7.351%·
Reverse (HECM)7.250%APR 7.410%·
30-Yr Fixed6.375%APR 6.481%·
15-Yr Fixed5.625%APR 5.784%·
FHA 30-Yr5.875%APR 6.733%·
VA 30-Yr5.750%APR 6.102%·
Jumbo 30-Yr6.500%APR 6.612%·
7/1 ARM6.125%APR 6.892%·
Construction7.125%APR 7.351%·
Reverse (HECM)7.250%APR 7.410%·
Summit Lending Group
Home/Calculator

The most useful mortgage calculator.

Full PITI with PMI, taxes, insurance, HOA, and an interactive amortization model. Everything updates live as you change inputs.

Apply with these numbers
Loan inputs
$
$
10.0% of price
10%
6.375%
740
Other monthly costs
$
$
$
Extra payment
$0
Estimated monthly payment
$3,759/mo
Principal & Interest
$2,920
Property tax
$508
Insurance
$138
PMI / MIP
$193
HOA
$0
Loan amount
$468,000
Total interest
$583,096
Total paid
$1,051,096
Loan balance over time
Years 1–30
1234567891011121314151617181920212223242526272830$0k$150k$300k$450k$600k
Principal vs. interest each year
1234567891011121314151617181920212223242526272830$0k$9k$17k$26k$34k
  • Principal
  • Interest

Figures are estimates for planning purposes only. Actual rates and payments depend on credit, property, final underwriting, and applicable taxes/fees. This tool does not constitute a commitment to lend. Summit Lending Group, LLC · NMLS #2476547 · Powered by C2 Financial Corporation · NMLS #135622 · Licensed in South Carolina.

Summit Lending Group

A new South Carolina mortgage broker with access to 100+ lenders. Conventional, FHA, USDA, VA, Jumbo, Construction, Reverse, and Commercial loans, all shopped on your behalf.

(843) 900-1254 [email protected]
500 N Pine Street, Summerville, SC 29483
Apply Now
Equal Housing Opportunity

Summit Lending Group, LLC is a licensed mortgage broker. NMLS #2476547. NMLS Consumer Access. Powered by C2 Financial Corporation · NMLS #135622 (verify). Licensed in South Carolina. Rates and terms are subject to change without notice. This is not a commitment to lend. Loan approval is subject to underwriting guidelines, credit approval, and property appraisal. All applicants must meet credit, underwriting, and property-eligibility requirements. Summit Lending Group does not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, age, disability, or receipt of income from any public assistance program.

For questions about a loan, to report a complaint, or to verify licensing, contact the South Carolina Department of Consumer Affairs or the South Carolina Board of Financial Institutions.

© 2026 Summit Lending Group, LLC
Powered by C2 Financial Corporation · NMLS #135622
v2.0 · Prototype