Purchase loans
Buy your next home with confidence.
Whether you're a first-time buyer in the Lowcountry or moving up to your forever home, we shop 100+ lenders to find the right loan structure — Conventional, FHA, VA, USDA, Jumbo, and specialty programs.
Pre-approval in 24 hrs
As little as 0% down (VA / USDA)
Rate-lock with float-down option
Best for
First-time buyers, move-up buyers, veterans
FAQs
Straight answers to the common questions.
How fast can we close?+
Most of our files close in 14–21 days. We've closed as fast as 9 days with prepared documentation.
Do you pull credit at application?+
We start with a soft pull — no impact to your score. A hard pull only happens once you've reviewed disclosures and opted in.
How much down payment do I need?+
As little as 0% for VA/USDA, 3% for Conventional first-time, 3.5% for FHA, and 5–20% for everything else.
What's the difference between pre-qualified and pre-approved?+
Pre-qualification is an estimate based on what you tell us. Pre-approval includes a credit pull and document review, and carries weight with sellers.
Quick Calculator
Your estimated payment
$
%
6.375%
Est. monthly payment
$3,430/mo
P&I
$2,695
Taxes
$440
Ins + PMI
$295
Full Calculator
Estimate only. Not a commitment to lend. Actual rate and payment depend on credit, property, and final underwriting.